Property tax · FY 2024-25 rates
Mello-Roos in Temecula: what it costs
Written by Sofia Azizi, CA DRE# 02108624 · Updated 2026-09-09
Temecula publishes no annual Mello-Roos rate schedule, so the checkable figures are the ones in its bond documents and the newest district’s report: Heirloom Farms set $3,003 to $3,220 a home for FY 2024-25 in its first zone plus a $540.51 services tax; Roripaugh Ranch’s maximum runs $1,586 to $4,230; Harveston’s projected levy was $267 to $871 at 55 percent of its assigned rate. Every city district has a maturity — 2034 for Harveston II, 2035 for Crowne Hill, 2036 for Roripaugh Phase 1 and Harveston, 2047 for Sommers Bend, 2054 for Heirloom Farms.
How much is Mello-Roos in Temecula?
Temecula posts no table of what a home pays — its disclosures live on the municipal bond market’s EMMA site and its debt report gives balances, not rates — so the figures a buyer can check are the assigned rates in each district’s documents: $3,003 for a Heirloom Farms home under 1,801 sq ft, $3,112 at 1,801–2,000 and $3,220 above that in FY 2024-25 (Zone 1), plus a $540.51 services tax; $1,586 to $4,230 maximum by size in Roripaugh Ranch Phase 1; $2,110 to $5,455 by size and zone in Sommers Bend; $987 to $2,294 for a detached Wolf Creek home; and $483 to $1,574 assigned in Harveston, which levied about 55 percent of that — $267 to $871 — in its last posted projection.
Crowne Hill’s 2012 official statement assigns $308 for an attached unit up to $5,136 for a detached one in Zone 1 and $473 to $1,927 in Zone 2; Harveston II’s rates are not in any posted document, and Temecula Valley Unified publishes bond balances but no per-unit figure for its Wolf Creek district. The escalators differ: Roripaugh Ranch, Sommers Bend’s facilities tax and Harveston’s do not rise; Heirloom Farms’ facilities tax rises 1 percent a year and its services tax 5.6 percent; Wolf Creek’s services tax rises 2 percent from a $58 base and Harveston’s lake-and-park tax 1 percent from $117.02.
Webb Municipal Finance administers the city’s districts at (800) 439-6553 and can state the levy for a parcel; the Riverside County tax bill carries each district as its own line.
When does Temecula Mello-Roos end?
Temecula’s districts end with their bonds, and the city’s June 30, 2025 debt report gives the dates: Harveston II’s 2012 bonds ($2,420,000 outstanding) mature September 1, 2034; Crowne Hill’s 2012 and 2017 refundings on September 1, 2035; Roripaugh Ranch Phase 1’s 2017 bonds ($6,910,000) and Harveston’s 2016 refunding ($8,690,000) on September 1, 2036; Sommers Bend’s 2017 bonds ($37,770,000) on September 1, 2047, with a 2023 series of $21,635,000 beside them; and Heirloom Farms’ 2024 bonds ($12,695,000) on September 1, 2054.
Wolf Creek’s 2022 refunding ($12,735,000 outstanding) replaced 2012 bonds that ran to 2034, and its new maturity is not in the posted documents. The services taxes outlive the bonds: Harveston’s lake-and-park tax, Sommers Bend’s and Heirloom Farms’ services taxes continue, and Heirloom Farms’ rate and method adds a $1,148.14 Tax C that begins only after the 2024 bonds retire. Temecula Valley Unified’s Wolf Creek district, CFD 2004-1, carried $8,140,000 in Improvement Area A on July 1, 2025 with a final maturity of September 1, 2040, and $4,110,000 in Area B maturing in 2027 and 2028; its CFD 2005-1 ($5,990,000) runs to September 1, 2039.
Which Temecula homes pay which Mello-Roos?
Temecula’s districts map to its master plans: Harveston, about 510 acres west of I-15 with 1,617 detached homes, pays CFD 01-02 and, on 68 percent of its parcels, Harveston II as well; Crowne Hill pays CFD 03-01; Roripaugh Ranch’s 509-parcel Panhandle pays CFD 03-02 while Sommers Bend, its 1,226-home second phase, pays CFD 16-01; Wolf Creek northeast of Pechanga Parkway pays CFD 03-03 and Temecula Valley Unified’s co-terminous CFD 2004-1; and Heirloom Farms’ 321 homes at Margarita Road and Highway 79 pay CFD 20-01.
The city has also formed CFD 19-01, 23-01 (Altair) and 23-02 (Prado) with no documents yet posted, and Temecula Valley Unified’s CFD 2005-1 covers one Temecula tract and two in French Valley. Tracts built before the 2000s carry no city district. The Temecula guide lists the districts and the city’s disclosure page.
The districts and their rates
| District | Annual tax, FY 2024-25 | Range and cap | Ends |
|---|---|---|---|
| CFD 20-01 (Heirloom Farms) Fund 20-01 · facilities + services | $3,112 FY 2024-25 assigned Tax A for a Zone 1 home of 1,801–2,000 sq ft ($3,003 below, $3,220 above); Zone 2 $2,174–$2,483; Zone 3 $2,344–$2,473; plus Tax B $540.51 per unit | $2,174 to $3,220 Tax A by zone and size Tax A +1% a year; Tax B +5.6% a year; Tax C $1,148.14 applies only after the bonds retire | FY 2053-54 for Tax A; services continue |
| CFD 03-02 (Roripaugh Ranch Phase 1) Fund 03-02 · facilities | $2,500 FY 2017-18, the latest published · largest class in the district's FY 2017-18 projection ($1,076 to $2,500 by size) | $1,076–$2,500 projected; maximum $1,586 (under 2,001 sq ft) to $4,230 (over 5,000 sq ft) no escalation | FY 2035-36 |
| CFD 16-01 (Roripaugh Ranch Phase 2, Sommers Bend) Fund 16-01 · facilities + services | $2,110–$5,455 (Tax A) Tax A per home by size across four zones, per the district's disclosure; Tax B (services) maximum $432 per unit in FY 2016-17 | $2,110 to $5,455 Tax A no escalation; Tax B rises by the greater of CPI or 2% | FY 2046-47 for the 2017 bonds; services continue |
| CFD 03-03 (Wolf Creek) Fund 03-03 · facilities + services | $987–$2,294 (Tax A) FY 2012-13 (2012 official statement), the latest published · Tax A assigned per detached home per the 2012 official statement; Tax B $58 per unit in FY 2004-05 rising 2% a year | $987 to $2,294 Tax A as assigned; Tax B +2% a year | not found (the refunded 2012 bonds ran to September 1, 2034) |
| CFD 01-02 (Harveston) Fund 01-02 · facilities + services | $871 FY 2017-18, the latest published · FY 2017-18 projected levy for a home of 3,050 sq ft or more at 55.35% of the assigned rate; $267 for 1,849 sq ft or less; apartments $111 | $267–$871 projected; assigned $483–$1,574 per unit, apartments $200 Tax A no escalation; Tax B (lake and park services) $117.02 per unit in FY 2011-12, +1% a year | FY 2035-36 for facilities; services continue |
| CFD 03-01 (Crowne Hill) Fund 03-01 · facilities | not found FY 2012-13 (2012 official statement), the latest published · assigned rates in the 2012 official statement: Zone 1 $308 (attached) to $5,136 (detached) per unit, Zone 2 $473 to $1,927; no levy schedule is posted | $308 to $5,136 assigned not found | FY 2034-35 |
| CFD 03-06 (Harveston II) Fund 03-06 · facilities | not found no rate schedule in any posted document | not found not found | FY 2033-34 |
| Temecula Valley USD CFD 2004-1, Improvement Areas A and B (Wolf Creek) Fund 2004-1 · facilities | not found per-unit rates are not in the posted reports; 754 permits in Area A and 1,052 in Area B | not found not found | FY 2039-40 (Area A); FY 2027-28 (Area B) |
| Temecula Valley USD CFD 2005-1 Fund 2005-1 · facilities | not found per-unit rates are not in the posted reports; 432 permits | not found not found | FY 2038-39 |
A Mello-Roos amount is specific to the parcel, not the neighborhood: it varies by district, improvement area and the phase a home was built in. The authoritative figure is the line item on the property tax bill, which names the district and gives a contact number. Figures above are the administrators’ published rates for fiscal year 2024-25, retrieved 2026-09-08; most districts escalate annually, so next year’s bill will be higher by the stated percentage.
Sources
- Temecula Public Financing Authority, CFD 20-01 2024 bonds official statement and FY 2024-25 report — CFD 20-01 (Heirloom Farms), high confidence
- Temecula Public Financing Authority, CFD 03-02 2017 refunding official statement; City of Temecula FY 2025 debt report — CFD 03-02 (Roripaugh Ranch Phase 1), medium confidence
- Temecula Public Financing Authority, CFD 16-01 official statement; City of Temecula FY 2025 debt report — CFD 16-01 (Roripaugh Ranch Phase 2, Sommers Bend), medium confidence
- Temecula Public Financing Authority, CFD 03-03 2012 official statement (city records portal); FY 2025 debt report — CFD 03-03 (Wolf Creek), medium confidence
- Temecula Public Financing Authority, CFD 01-02 2016 refunding official statement; FY 2025 debt report — CFD 01-02 (Harveston), medium confidence
- City of Temecula FY 2025 debt report (balances and maturities) and the 2012 official statement — CFD 03-01 (Crowne Hill), medium confidence
- City of Temecula FY 2025 debt report — CFD 03-06 (Harveston II), low confidence
- Temecula Valley Unified School District, FY 2024-25 SB 165 reports (KeyAnalytics) — Temecula Valley USD CFD 2004-1, Improvement Areas A and B (Wolf Creek), medium confidence
- Temecula Valley Unified School District, FY 2024-25 SB 165 reports (KeyAnalytics) — Temecula Valley USD CFD 2005-1, medium confidence
Which districts are named for Temecula in the County Auditor’s list, and the administrator contacts, are on the Temecula guide; every community we cover is on the Mello-Roos lookup.
Want the number for a specific address?
Send the address and we will pull the district, the current levy and the remaining term together with what comparable homes on that street actually sold for.
Last updated 2026-09-09