Property tax · FY 2025-26 rates
Mello-Roos in Solana Beach: what it costs
Written by Sofia Azizi, CA DRE# 02108624 · Updated 2026-09-09
Solana Beach’s three community facilities districts are the Solana Beach School District’s, and none of their parcels is inside the city: CFD 99-1 and 2004-1 levy $1,188.14 to $4,848.05 a year on homes in Pacific Highlands Ranch, and CFD 2000-1 levies $803.12 to $1,632.16 at The Crosby in Rancho Santa Fe. A home in Solana Beach proper carries no Mello-Roos line.
How much is Mello-Roos in Solana Beach?
Solana Beach itself has no Mello-Roos: the three districts named for the Solana Beach School District levy on homes east of Interstate 5, where a Pacific Highlands Ranch home first taxed in FY 2020-21 pays $2,160.26 a year to CFD 99-1, a Pacific Highlands Ranch home of 2,500 sq ft or less pays $2,477.08 on the administrator’s FY 2024-25 class average to CFD 2004-1, and a home of 3,500 sq ft or less at The Crosby pays $803.12 to CFD 2000-1.
The rates are fixed, not escalating. In CFD 99-1 each home’s rate was set by the year it became developed property and never rises: $1,188.14 for the 2001-02 cohort, $2,058.36 for 2018-19, $2,160.26 for 2020-21 (the largest cohort, 290 of 1,300 units) and $2,942.00 for homes first taxed in 2024-25; attached homes pay $358.62 to $888.02. CFD 2004-1 works the same way with three size classes: its FY 2024-25 class averages were $2,477.08 up to 2,500 sq ft, $3,628.71 for 2,501–2,900 sq ft and $4,848.05 above that, and a 2006-07 home in the smallest class pays $2,278.68. CFD 2000-1 has seven size classes from $803.12 to $1,632.16 and has not changed since FY 2019-20.
Koppel & Gruber’s lookup returns the district, the FY 2025-26 levy and the final levy year for any address, which is how the figures above were checked.
When does Solana Beach School District Mello-Roos end?
The Solana Beach School District’s districts end on three different dates: CFD 99-1 in FY 2039-40 at the latest, with its bonds maturing September 1, 2040; CFD 2000-1 in FY 2036-37, when its 2020 lease-purchase financing is paid off; and CFD 2004-1 in FY 2045-46 at the latest, its refunded bonds maturing September 1, 2042.
The administrator’s lookup states the final levy year per parcel: 2039 for CFD 99-1, 2036 for CFD 2000-1 and 2045 for CFD 2004-1. Balances: CFD 99-1 had $2,670,000 outstanding on June 30, 2024; CFD 2004-1 had $19,870,000 after its 2012 bonds were refunded in December 2023; CFD 2000-1 owed $5,162,096.88 on its financing as of November 2024. Because developed-property rates in these districts do not increase, the bill a buyer inherits is the bill the seller paid, for as many years as remain.
Which homes pay the Solana Beach School District's Mello-Roos?
Solana Beach School District’s CFD 99-1 covers Pacific Highlands Ranch east of El Camino Real and north of Black Mountain Road; CFD 2004-1 covers Pacific Highlands Ranch northeast of Del Mar Heights Road and Carmel Valley Road; and CFD 2000-1 covers The Crosby at Rancho Santa Fe, unincorporated county south of Del Dios Highway — all inside the school district’s boundary and all outside the city of Solana Beach.
The school district reaches far inland, and the districts financed its classrooms out there, including Solana Santa Fe Elementary near The Crosby. A buyer in the city’s own 92075 neighborhoods — the Cedros district, Lomas Santa Fe, the bluff-top streets — will not find any of these lines on the bill, and the Solana Beach guide covers the costs that do apply there. A buyer in Pacific Highlands Ranch or at The Crosby should read this page as theirs; The Crosby also pays the Rancho Santa Fe Community Services District’s CFD No. 1.
The districts and their rates
| District | Annual tax, FY 2025-26 | Range and cap | Ends |
|---|---|---|---|
| Solana Beach School District CFD 99-1 Fund 6181-01 · facilities | $2,160.26 detached home first taxed in FY 2020-21, the largest cohort (290 of 1,300 units); the rate is fixed by the year a home was first developed and never rises | $1,188.14 (2001-02 cohort) to $2,942.00 (2024-25 cohort) detached; attached $358.62–$888.02 levied at 100% of the maximum, which is fixed per cohort; only the base rate for newly developed lots rises, with the Marshall & Swift index | FY 2039-40 (final levy year 2039 per the administrator's lookup) |
| Solana Beach School District CFD 2000-1 Fund 6181-02 · facilities | $803.12 Class 1 home, 3,500 sq ft or less (108 of 440 units) | $803.12 to $1,632.16 (over 5,900 sq ft) across seven size classes levied at 100% of the assigned maximum; unchanged since FY 2019-20 | FY 2036-37 (final levy year 2036 per the administrator's lookup) |
| Solana Beach School District CFD 2004-1 Fund 6181-03 · facilities | $2,477.08 administrator's FY 2024-25 average for detached homes of 2,500 sq ft or less (326 of 818 units); rates are fixed by the year a home was first taxed, so a 2006-07 home in that class pays $2,278.68 | class averages $2,477.08 (2,500 sq ft or less) to $4,848.05 (over 2,900 sq ft) fixed per cohort; the FY 2019-20 cohort maximum runs $3,400.48–$5,454.02 by class | FY 2045-46 at the latest (final levy year 2045 per the administrator's lookup) |
The administrator publishes a parcel lookup, Koppel & Gruber's Solana Beach School District tax search, which returns the current levy for a specific address. Use it before an offer; the table above tells you what to expect, the lookup tells you what is true for that parcel.
A Mello-Roos amount is specific to the parcel, not the neighborhood: it varies by district, improvement area and the phase a home was built in. The authoritative figure is the line item on the property tax bill, which names the district and gives a contact number. Figures above are the administrators’ published rates for fiscal year 2025-26, retrieved 2026-09-08; most districts escalate annually, so next year’s bill will be higher by the stated percentage.
Sources
- Solana Beach School District, CFD No. 99-1 Annual Report FY 2024-25 (Koppel & Gruber) — Solana Beach School District CFD 99-1, high confidence
- Solana Beach School District, CFD No. 2000-1 Annual Report FY 2024-25 (Koppel & Gruber) — Solana Beach School District CFD 2000-1, high confidence
- Solana Beach School District, CFD No. 2004-1 Annual Report FY 2024-25 (Koppel & Gruber) — Solana Beach School District CFD 2004-1, high confidence
Which districts are named for Solana Beach in the County Auditor’s list, and the administrator contacts, are on the Solana Beach guide; every community we cover is on the Mello-Roos lookup.
Want the number for a specific address?
Send the address and we will pull the district, the current levy and the remaining term together with what comparable homes on that street actually sold for.
Last updated 2026-09-09